An Elevation Certificate (EC) is an in depth analysis of a structure's elevation. This information is used for two important purposes, the first being that FEMA (Federal Emergency Management Agency) can use it to judge the actual risk of flooding from extreme rainfall, and the second being that your insurance agency uses it to judge your risk of flooding and how much your Flood Insurance premium should be.
Flood Map Engineering is a major activity at KAPPA Surveying and Engineering, Inc. Our staff of surveyors and civil engineers perform flood insurance surveys and flood mapping activities daily. We are familiar with the rules, regulations and procedures of FEMA, the people who create and manage the Flood Maps in San Diego.
Things you should know about how Flood Map Engineering directly affects you:
KAPPA Surveying and Engineering has extensive experience in helping our clients reduce their flood insurance rate or remove the flood insurance requirement altogether. We have successfully processed many applications though FEMA and are knowledgeable in the process of preparing a FEMA Elevation Certificate as well as applying for Letter of Map Amendments (LOMA) or eLOMA. We have developed an efficient system to perform your flood insurance survey and have broken the process into two clear and comprehensive phases: the Elevation Certificate/Flood Insurance Survey Phase and the Flood Insurance Elimination Phase.
The Elevation Certificate/Flood Insurance Survey Phase will provide the information for KAPPA to evaluate your property's chances for a successful application to FEMA. Through this process we will prepare a FEMA Elevation Certificate to reduce your flood insurance rate or continue to the Flood Insurance Elimination Phase to potentially eliminate your requirement to purchase flood insurance.
The Flood Insurance Elimination Phase consists of compiling the required documents to submit and process a full and complete FEMA LOMA or eLOMA application package. The typical required documents are:
If you are in need of a FEMA Elevation Certificate and a flood insurance survey we at KAPPA are here to help. For a free quote to have KAPPA prepare a FEMA Elevation Certificate and flood insurance survey, call us or fill out our "Request a Quote Form".